Sunday, May 31, 2009

Malaysian Singapore Airlines KrisFlyer American Express Gold Credit Card


The Malaysian Singapore Airlines KrisFlyer American Express Gold Credit Card
The fastest way to earn KrisFlyer Miles (KFM) without the hassle of points conversion and and transfers. No need to wait for your points to be transferred to your Kris Flyer account, it is done automatically at the end of each calender month.

You could cancel the card anytime, the bonus points for this year are forfeit.

Cost of owning the Malaysian Singapore Airlines KrisFlyer American Express Gold Credit Card...

Main Card Holder
  • RM125 per year for main card holder, 1st year free
  • RM50 per year annual service fee, 1st year free
  • 21-years old
  • RM48k per year salary
Supplementary Card Holder
RM125 each, 1st year free
  • 18-years old
  • To apply
    • Photocopy of new Identity Card (both sides), Employment Pass and Passport
    • Photocopy of both sides of charge/credit card (other banks)
    • Photocopy of latest one month charge/credit card statement
    • Latest Form J or Latest one month Salary Slip
    • Online Appilcation is possible

    Points Accumulation

    • 3,000 bonus KrisFlyer points, the 1st time you spend
    • 1 Kris Flyer Mile (KFM) for every RM2 spent
      - Whether spent at Platinum Partners, Amex Selects Program or otherwise, 1 KFM for every RM2 spent
    • Additional bonus of 22,500 KFM voucher on spending RM40,000
    Additional Benefits
    • Emergency Cheque Cashing
      Encash a personal cheque of upto USD2,000 at any American Express Travel Service or Representative Office every 7-days in Malaysia or every 21-days outside of Malaysia
    • 20 days interest free
      Pay no interest for 20-days from statement date for all your purchases
    • Balance Transfer
      Transfer your outstanding balance from other credit cards to your Malaysian Singapore Airlines KrisFlyer American Express Gold Credit Card at substantial savings
    • Emergency Card Replacement
      Your card will be replaced within 24-hour / 1-business dayanywhere in the world, if it is damaged, lost or stolen
    • Travel Insurance
      Travel Personal Accident Issurance - RM750,000
      Luggage Loss Claim - upto RM1000
      Luggage Delay Claim - upto RM500
      Missed Connection Claim - upto RM500
    • Online Fraud Guarantee
      Shop online with confidence, you will not be liable for unauthorised online purchases
    • Airport Lounge Access
      Complimentary Two Access Passes to Plaza Premium Lounge in KLIA when you become a Malaysian Singapore Airlines KrisFlyer American Express Gold Credit Card member
      Relax and unwind in the serenity of a lounge while waiting for your flight, catch up on emails, news or make business calls

    Saturday, May 30, 2009

    Singapore American Express Gold KrisFlyer Credit Card

    The Singapore American Express Gold Kris Flyer Credit Card
    The fastest way to earn KrisFlyer miles without the hassle of points conversion and and transfers. No need to wait for your points to be transferred to your Kris Flyer account, it is done automatically at the end of each calender month.

    You could cancel the card anytime, the bonus points for this year are forfeit.

    Cost of owning the Singapore American Express Gold Kris Flyer Credit Card...

    Main Card Holder
    • S$50 per year for main card holder, 1st year free
    • S$60 Service Fee (for transferring miles to your Kris Flyer account), 1st year free
    • 21-years old
    • S$40k for Singaporeans, S$60k for Expatriates

    Supplementary Card Holder

    • 1st two supplementary cards free
    • 3rd card onwards, S$50 each, 1st year free
    • 18-years old

    To apply

    • Photocopy of NRIC, Employment Pass and Passport
    • IR8A, Tax Notice of Returns, CPF Statements for 1-year
    • Online Appilcation is possible
    Points Accumulation
    • 5000 bonus Kris Flyer points the 1st time you spend
    • 1 Kris Flyer Mile (KFM) for every S$1.60 spent
      - Whether spent at Platinum Partners, Amex Selects Program or otherwise, 1 KFM for every S$1.60 spent
    • Another 50% KFM is earned when spend reaches S$5,000.

      Example:
      When 1st S$5000 is spent, number of KFM accumulated is 3125 KFM
      50% bonus miles earned is 1562.5 KFM
      Total miles earned at S$5,000 spend is 4687.5 KFM
    • A further 50% KFM is earned when spend reaches S$10,000.

      Example:
      When next S$5000 is spent, number of KFM accumulated is 3125 KFM
      50% bonus miles earned is 1562.5 KFM
      Total miles earned at S$10,000 spend is 4687.5 + 3125 + 1562.5 KFM
      For a combined total of 9375 KFM
    • S$50 basic card fee and S$60 Service Fee is waived when there is recurring billing on the Amex Gold KF CC, such as your Starhub bill. Please ask the Relationship Manager (RM) to waive it.
    • When buying Singapore Airlines Tickets on singaporeair.com the number of KFM earned is doubled.

      Example:
      One Business Class ticket to London is S$6,000
      Total KFM earned for 1st S$5,000 spent is 4687.5 KFM
      Next S$1,000 spent earns 625 KFM
      Bonus for purchasing ticket on singaporeair website = 2x
      Total KFM earned is (4687.5 + 625) x 2 = 10,625 KFM

    Something to take note off...

    • Bonus points are only paid in February of the next calender year.
    • Charges accumulated in previous year do not qualify for bonuses in current year.